chieving investment success is complex and can be confusing to even the most experienced investor or professional. It requires a significant amount of time, resourses, and knowledge. Our experienced, professional portfolio managers consider the individual needs and objectives of each investor prior to investing. Over time, as needs change, our on-going management and devotion to service allow us to develop new, personalized investment strategies.

Our advisor, First American Capital Management, Inc., has designed services to increase portfolio wealth while protecting the assets by utilizing a prudent long term investment style. Our Individual Asset Investment Program offers a custom taylored portfolio of carefully selected stocks and bonds. First American's Asset Allocation Investment Program offers a blend of mutual funds that are diversified between domestic and international stocks, U.S. Treasuries and agency issues, mortgage-backed investments, state tax free bonds, corporate bonds, and money market instruments. First American's long term approach helps our clients achieve their goals while leaving the complexity and confusion of the investment world to us.

ur clients benefit from direct ownership in some of the world's most successful businesses. For those clients with a portfolio of $500,000 or more, First American Capital Management Inc., the investment advisor for First American Trust Company, will develop a custom tailored portfolio of individual stocks and bonds designed to help you achieve your own unique investment goals and objectives. Our disciplined investment approach is executed by a seasoned team of investment professionals with decades of direct investment experience.

		A disciplined investment strategy designed to achieve superior results
		Tailored asset allocations for varying client needs
		An emphasis on prudent and proper portfolio diversification
		Portfolios designed to achieve the appropriate level of income for each client
		A realization that investment decisions need to be made in a global environment
		Direct contact with a senior member of our portfolio management team

uccessful investors recognize that over 90% of a portfolio's total return is due to a defined investment percentage of each type of market asset. Through our advisor, First American Capital Management, Inc. we offer several programs to meet our client's needs. The portfolios blend mutual funds in differing allocations of domestic and international stocks, U.S. Treasuries, and agency issues, mortgage-backed investments, tax free bonds, corporate bonds, and money market instruments.

		First American's experience and commitment to provide high quality investments
		A personalized investment strategy based on: your goals your time horizon your tolerance for market risk
		A range of conservative to aggressive asset allocation models
		Maintaining your defined mix
		No load expenses through our special institutional relationships with fund complexes
		Consistent income returns
		Monitoring of the individual mutual funds to ensure sound investments and good performance